Workers comp insurance - REO Property Preservation Forum
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post #1 of 4 (permalink) Old 03-04-2013, 07:51 PM Thread Starter
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Workers comp insurance

What do most if you do regarding workers comp? There seem to be a ton of different options for how to classify your company. If I build a handrail, do I need carpentry classification? If I tarp a roof do I need roofing coverage? I found a classification 9015 or general maint. Which seems the best fit? Jut curious what you are all doing. From who I can tell, saying ll your crews are 1099 guys just is not gal and I don't want to get bit. Anyone driving my company truck or using my camera isn't a independent contractor.
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post #2 of 4 (permalink) Old 03-04-2013, 08:15 PM
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It seems not to matter what you classify things now a days. A friend met 11 out of 12 requirements to be a subcontractor BUT because he did not meet ALL he isnt a sub. Thats right 11 of 12 items 1 NOT makes him a SUB ??!! Really come on state enforcers thats just plain WRONG .
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post #3 of 4 (permalink) Old 03-04-2013, 08:34 PM
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We use multiple classifications. 9014 for Building General Maintenance, **** for clerical and another **** for janitorial. Can't remember those ISO Classification numbers off hand.

We also make sure to include any subs on our policy as an extra precaution.
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post #4 of 4 (permalink) Old 03-07-2013, 11:10 AM
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We use a PEO....
They handle everything....testing employees, WC, all the UEID stuff etc...

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