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Workers comp insurance

4K views 3 replies 4 participants last post by  645 
#1 ·
What do most if you do regarding workers comp? There seem to be a ton of different options for how to classify your company. If I build a handrail, do I need carpentry classification? If I tarp a roof do I need roofing coverage? I found a classification 9015 or general maint. Which seems the best fit? Jut curious what you are all doing. From who I can tell, saying ll your crews are 1099 guys just is not gal and I don't want to get bit. Anyone driving my company truck or using my camera isn't a independent contractor.
 
#3 ·
We use multiple classifications. 9014 for Building General Maintenance, **** for clerical and another **** for janitorial. Can't remember those ISO Classification numbers off hand.

We also make sure to include any subs on our policy as an extra precaution.
 
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