so they are trying to put me under property managemnt and handy person with janitoral... is that even sound right? wouldnt i be under GEN? they claim cause we dealwith hand rails etc that is Carpenterty, and a janitoral is kind of what we do but not really?
Sounds ok. Main thing is a description of what duties you perform in case you have a loss. I use Gen Contractor mainly because we use sub-contractors. If you rebuild or do remodels and you classify as janitorial that construes a misstatement on the application which could void your policy at time of loss.