Realized I never introduced myself.
PP company in buisness for 6 years. Mid size, basically reliant on the nationwides up until recently when we have decided to try to make a splash directly with some large sub-servicers.
Same complaints as everyone else, but I try to look at the bigger picture, and realize that everything is a result of something else. For example, I think the great Satan in the industry isn't neccesarily the nationwide companies with their vendor networks. Many of them provide many jobs, and handle themselves fairly responsibly witht he one off issues. Rather its a GSE like Fannie Mae which is a mess from the top down, driving prices so low, and requirements once companies have expanded to handle their volume they are subject to them. Then in turn they have to remain economically viable, and pass on that mess to the vendors. I blame FNMA more for the downfall of this industry that any particular nationwide.
California is primarily where we do buisness, and I can no longer compete with illegal labor and buisness practices of my competators, the unethical reality of the brokers and agents out here, and the race to the bottom with long time clients.
Looking for ideas before I open up a burger stand instead.