Insurance Claims - Question determine Carrier - REO Property Preservation Forum
 
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post #1 of 2 (permalink) Old 09-10-2015, 08:41 AM Thread Starter
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Insurance Claims - Question determine Carrier

Is there a way to determine a contractors insurance carrier when they will not provide the information? When you are a supplier / laborer as a subcontractor. "The party directly above you"

Another question - Additionally insured party named and listed whom is above you in your own policy. Do you claim against your own policy because they are named additionally insured? - I think this is a bad idea but wanted to get some input.
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post #2 of 2 (permalink) Old 09-10-2015, 09:06 AM
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If you are not listed on the "others" Insurance you can't file a claim on that policy. You file a lawsuit/claim against "the person above you" and that person will turn in a claim against their policy.

Note: in many States you have to notify the Ins Carrier in a certain amount of time otherwise there is no coverage. The P&P field can do chargeback a months and/or years after work was completed.

Additional Insureds get real tricky and you will need to seek an Atty knowledgable in Insurance.
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