liability and E&O recommendations - REO Property Preservation Forum
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post #1 of 34 (permalink) Old 03-03-2016, 05:15 PM Thread Starter
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liability and E&O recommendations

im getting back into PPO after getting out about 3 years ago. things are picking up here again and i really enjoyed the work.
that means its time for liability and E&O insurance. i was using InsuranceTek out of washington state last and paying $2004 for the combined policy 1mil and 2 mil aggregate.

we are a full service contractor; wintz, grass, trash outs, all ppo basically. what do you guys recommend?
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post #2 of 34 (permalink) Old 03-03-2016, 09:16 PM
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im getting back into PPO after getting out about 3 years ago. things are picking up here again and i really enjoyed the work.
that means its time for liability and E&O insurance. i was using InsuranceTek out of washington state last and paying $2004 for the combined policy 1mil and 2 mil aggregate.

we are a full service contractor; wintz, grass, trash outs, all ppo basically. what do you guys recommend?




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post #3 of 34 (permalink) Old 03-03-2016, 11:52 PM
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I was going to say electroshock therapy, but your idea sounds safer...
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post #4 of 34 (permalink) Old 03-04-2016, 09:07 AM
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Hahahaha that's great
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post #5 of 34 (permalink) Old 03-04-2016, 01:08 PM
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Lmfao
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post #6 of 34 (permalink) Old 03-04-2016, 05:19 PM Thread Starter
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wow you guys are great
since ive already heard from the forum clowns do any of the adult members want to add anything? it would be appreciated.
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post #7 of 34 (permalink) Old 03-04-2016, 05:50 PM
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wow you guys are great
since ive already heard from the forum clowns do any of the adult members want to add anything? it would be appreciated.
2x4?
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post #8 of 34 (permalink) Old 03-04-2016, 08:03 PM
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wow you guys are great
since ive already heard from the forum clowns do any of the adult members want to add anything? it would be appreciated.
Well most of us clowns have been pretty jaded and fed up with the steer dung associated with this circus. Why anyone that has exited this business would want to get back in is beyond me but hey to each his own.

To answer your question about insurance I personally don't have an answer just shop around, who did you use 3 years ago?

And for the record these clowns you refer to are some of the most knowledgeable and professional people you will ever encounter and it would benefit you immensely to read some of the advice and wisdom they have shared on this forum. Good luck to you.
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post #9 of 34 (permalink) Old 03-05-2016, 12:06 PM Thread Starter
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Well most of us clowns have been pretty jaded and fed up with the steer dung associated with this circus. Why anyone that has exited this business would want to get back in is beyond me but hey to each his own.
------------------------

before i left the business three years ago i was in it for 6 years and every year i cleared 6 figures except my last year. even back then when i would lurk through these forums i would hear guys complaining about how there is no money in it anymore but there i was killing it. some of us know how to make it happen the rest apparently go on forums and complain to each other like woman or talk a ton of sh!t to scare away the new guys.





And for the record these clowns you refer to are some of the most knowledgeable and professional people you will ever encounter and it would benefit you immensely to read some of the advice and wisdom they have shared on this forum. Good luck to you.
---------------------


no sir they are nothing but clowns. when asked a genuine question of merit they give childish answers and chuckle and snort amongst themselves like a group of retarded junior high kids.
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post #10 of 34 (permalink) Old 03-05-2016, 02:22 PM
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no sir they are nothing but clowns. when asked a genuine question of merit they give childish answers and chuckle and snort amongst themselves like a group of retarded junior high kids.
A lot has changed in 3 years, and if you spend a bit more time lurking you will see that 90% of the good advice around here is how to make P&P with nationals 10% or less of you business. So, If you got out and want back in...expect to take a few whacks...from us AND the nationals that intend to screw you.

To your original insurance question;

If you insist on working for nationals, a lot of them have preferred providers that you will have to buy a policy from if you want to work for them.

If you have private clients you can work for, then sit down with an agent you trust and find a policy that fits your needs.

A word of caution....search some insurance and chargeback threads on this forum. These nationals have become broad daylight evil thieves. In other words make sure you've got coverage and backing that will fight negligence claims on a wint you did 4 years ago that has been tampered with 25 times since you did the work. Your agent will need to know this kind of stuff to get you the right coverage.

Wannabe seems to be the insurance wizard around here. Search his insurance posts. He knows is stuff. Maybe he'll be along shortly to post all the important stuff I didn't.

And I don't snort.
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