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Discussion Starter #1
Our policy is about up for renewel and we are unhappy with our current agent. The guy is a family friend Vietnam Vet and all around great dude. The thing is he is semi retired, and his office takes FOREVER to do ANYTHING for us. The other issue is they don't take cards or anything so if you add additionally insured or do any policy change you have to take them a check. Not a huge deal but it gets old after once or twice.

They are good folks but it seems like modern business practices have kind of left them behind.

Our current coverage is about $6,000.00 per year and I am hearing of others paying far less.
 

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Our policy is about up for renewel and we are unhappy with our current agent. The guy is a family friend Vietnam Vet and all around great dude. The thing is he is semi retired, and his office takes FOREVER to do ANYTHING for us. The other issue is they don't take cards or anything so if you add additionally insured or do any policy change you have to take them a check. Not a huge deal but it gets old after once or twice.

They are good folks but it seems like modern business practices have kind of left them behind.

Our current coverage is about $6,000.00 per year and I am hearing of others paying far less.
Man can I relate to this thread almost verbatim. Been with my agent for nearly 20 years now. He's older, semi-retired. Very slow on getting things done. Hell he didn't even have an email account until 5 months ago. Wanted to fax everything...hello this is the digital age.
If you find a good reputable provider...please share as I am looking to explore my options as well.
On a side note: $3,100 is my annual policy premium. I think you could do better pricing wise.
 

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Low quality low cost
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Discussion Starter #3
Man can I relate to this thread almost verbatim. Been with my agent for nearly 20 years now. He's older, semi-retired. Very slow on getting things done. Hell he didn't even have an email account until 5 months ago. Wanted to fax everything...hello this is the digital age.
If you find a good reputable provider...please share as I am looking to explore my options as well.
On a side note: $3,100 is my annual policy premium. I think you could do better pricing wise.
sounds exactly like my situation!

The guy is as stand up as you can ask for but he still hand delivers stuff and wants to do everything face to face in person. We just don't have the time. Often times I am not even in the same state. He can't believe we don't have a fax. I refuse to have a fax. We strive to be paperless.
 

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My fax is internet based.


If I want or need to print I print. Other wise its paperless.



I wouldn't be able to deal with my insurance agent being so 80s either.
My guy usually under promises and over delivers. He'll tell me that he'll have my changes all in the computer within 24 hrs. 3 hours later I get a fax with my new vehicle proof of insurance. Can't beat that.
 

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I use york-jersey they are very good


I pay for for liability around 25 and workers comp a little more thats also with e & o If you need I can send you the agents number
 

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wow

so you are paying 1020 a year for GL AND E&O?

1-2 MILLION?

MMMMM I dont see it if thats the case can I have your agents number

Thanks
 

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What is "around 25"? Per month, week, year?

What is based on 10k?

York Jersey starts out at around $2500 per year for the newbs. That is a requirement for working under one of the nationaly known crooks. Increase your revenues and your premiums will climb as well. York Jersey is a good company? Friend, you haven't had much insurance have you?
 

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No chance in hell I would ever consider these crooks. I want an insurer to look out for MY best interest and theirs, not one that's sleeping with the enemy.


More like 25/day if its YJ :eek:

What is "around 25"? Per month, week, year?

What is based on 10k?

York Jersey starts out at around $2500 per year for the newbs. That is a requirement for working under one of the nationaly known crooks. Increase your revenues and your premiums will climb as well. York Jersey is a good company? Friend, you haven't had much insurance have you?
 

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What is "around 25"? Per month, week, year?

What is based on 10k?

York Jersey starts out at around $2500 per year for the newbs. That is a requirement for working under one of the nationaly known crooks. Increase your revenues and your premiums will climb as well. York Jersey is a good company? Friend, you haven't had much insurance have you?
This info is not correct.
 

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Feel free to correct. Just speaking from experience of our company and about 5 others in our area.
 

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Low quality low cost
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Discussion Starter #14
Thanks for the feedback guys.

My agent called the other day and I was not ready to take his call because I am waiting on a few quotes. The next thing I know he is HERE at my office?

Who does that? Nice guy and all but boy was this awkward! I told him straight up what my issues were with his office and that I felt the premiums were out of line. I could tell I hurt his feelings but damn man! Some times you have to know when to hang it up.
 

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Feel free to correct. Just speaking from experience of our company and about 5 others in our area.
I placed a call to my agent yesterday due to this discussion, and she told me what I already knew. Your premium is based on which state you live in, your revenue, any applicable state taxes, etc. Your area may be at what you say, but that does not mean it is that way across the board. I previously posted my agents email address, and she stated she would be happy to give a quote and or explain the reasoning for differences.
 

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Spring Lick, Ky, Springfield Missouri, Fort Wayne, Indiana, Winona, Illinois, Nashville, Indiana, Carlyle, Illinois. It is a few dollars here and there, not a lot. Lea may be a very nice woman, I don't know, she never answered the phone much, but York Jersey is what they are, a profit first oriented group in bed with the nationals. They serve their interests, friend, not yours.
My agent returns my calls, my emails, checks in on us periodically, issues a loss run report within hours, not weeks, updates our policies based on our needs, etc.
There is a reason why ilk like York Jersey are still monopolizing the game after so many years.
 

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I work out of the new York new jersey areas

Can you give me the info to your agent?

I would like another quote besides York jersey


Thanks
 

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Find out what carriers your clients will accept. If your doing mostly broker/private work, then your local insurance should do. If you do a lot of work for say, FAS, Cyprexx, etc, then the CEO's brother in law owns the insurance company with the policy you will need, and they will serve you up to him.
Do a search on CT for insurance. Insure Tek is another one.
 

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Cyprexx I know doesn't require a particular company, but they do withhold 9% if you don't have workers comp, regardless of whether you need it or not.
 

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Cyprexx I know doesn't require a particular company, but they do withhold 9% if you don't have workers comp, regardless of whether you need it or not.
They have never asked me for E&O. They do take 9% even though i have a LEGAL state work comp exemption which IMHO is extortion.............
 
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