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In NorCal (Bay Area). Work mostly for Nationals, few agents. Most agent work is being done by nationals. We've never been this slow in the 7+ years we've been doing P&P.
We were busy with a lot of WF as well. Will be good if the banks see that the work is best done at the local level. See a lot of folks running around doing shoddy work for literally peanuts. It's frustrating when they ask you to QC shoddy work and they don't do anything about it.
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