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Discussion Starter · #2 ·
Think you should call a roofer or someone who knows what they are doing. Taking advice from a forum on a job like this could cost you.

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40 Posts
If it is just a sun room, and the originaly property has a door that can still close off seperate from the sun room, I would bid to demo it. It is probably the cheapest way for them to get rid of the problem. Building a new roof would cost more, and tarping it will probably not work unless you frame up something with some slope to it, which again will cost $ and then they may hold you liable if that leaks.

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2,016 Posts
72opp said:
Good Afternoon,

I am looking for some advice on tarping an FHA loan home. PM if you have some experience or feel like you can share some of your knowledge.


EDIT: Got a work order to advise if an active leak is going on at a property. I go to the property and find that the main roof over the detached garage and primary house is pretty new (less than 3years old by the looks of it). I go into the attic and look around and don't find any issues. Just wood rafters that look a bit old but still in good condition.

I get out my ladder and look on the roof above (what looks like) a really crappy 3 season room. and there is standing water on that part of the roof. Two sides of the main roof slope down on to this roughly 5x6ft square roof. I get down off the ladder and look at the ceiling in the 3 season room and, yes, it looks like some of the wood has been damaged by water. There is some black discoloration and one piece of the ceiling is bowed out a bit. However, there is standing water (about 1inch to 1/2 inch) on the this part of the roof (decently warm day today in MN) but the wood is dry. There are no water stains and, honestly, it all looks like the roof over this 3 season room was constructed poorly using low quality materiel and craftsmanship. AND this part of the roof also looks to have been built less than 3 years ago with new looking rolled out shingle and grey sealant liberally painted on.

My basic take is that there is no active leak. There may have been one in the past but all the materiel in this 3 season room is all very low quality (almost pieced together) from scrap. The other issue is that I don't know how to even tarp this kind of room. Sure, if it was on the main roof I could tarp it by going up over the ridge and down the other side and nailing the ends into the eves. But on this 3 season crappy room the roof drops about 6 inchs straight down then slides down toward the back and away from the main roof. How am I supposed to tarp a roof like a tarp from the front of the house, up over the ridge, back down on the backside and over this area? That is one huge tarp.

The other things is that whoever did the intial didn't board two windows (good sized) and left a bunch of paint and a battery there. This is all stuff I can take care of but I am a bit hesitant on the roof issue.

What are your opinions?

2nd Edit: Also on my FHA guidelines I see that FHA doesn't tarp roofs. They want them fixed right away. I don't know where to begin to bid this accurately as to debris generated from demo of old materiel and the cost/time to put up a new roof. I am not a roofer (though I have helped to shingle my father in law and my parents house).
Is it up to code? If not, bid to demolish.

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4,096 Posts
MN is very particular on their regs.
I doubt that unless you are a licensed roofer you would be able to do more than tarp it.
If they want it repaired you'd better call a roofer. Make sure you get at least 50% of the job up front too.
Jobs like that have a bad habit of not paying.
The 50% down requirement will send the national/regional price shopping too.
I always figured good riddance. I didn't want the head ache.

Discussion Starter · #6 ·
1) You have to be a licensed roofer in MN or a Licensed General.

2) If you do not show an active roof leak and I mean water dripping inside than you are just risking a chargeback. "I've known crews to carry around a water bottle just for these circumstances---just saying"

3) If you say there is no roof leak found active and ANOTHER crew shows water dripping inside then guess pay for the roof yourself with most nationals.

4) If you say there is an active roof leak show the leaking water and have the licensed roofer bid to fix.

5) Till you get your license you can't demo

6) Notify the building inspector to see if a permit was pulled when it was built and if not then it has to be removed....yep had to remove a 12x36 built on addition with plumbing and electrical due to no permits from the homeowner.

7) Good luck

p.s. listen when these companies issue a "check for active roof leak" work order then there is someone or something going might think there isn't but there is... just saying again :)

Discussion Starter · #7 ·
Nothing like a Catch 22!

If you do report an active roof leak they will ask you to remedy it. If you don't report an active roof leak they will likely charge you back for the entire roof cost once Joe Contractor shows up and shows them there is indeed an active roof leak.

Personally what I would do (and take this with a grain of salt)- I would make damn sure that I have pictures that DO SHOW AN ACTIVE ROOF LEAK (as mentioned in post above...can be done), and beyond that I would decline to do any repairs or tarping. Worded in a legal manner that shows you cannot legally perform the necessary work due to licensing restraints in place by your state. This way you have made them fully aware that there is indeed an issue, and you cannot be responsible for any damages because you are not a licensed roofer as required by your particular state statutes.
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