Don't Do It
I literally just got off the phone with them. I went through the questions until they asked if I could pay the 99 dollars today for a one time fee. I told them that I could not today and before I had a chance to say anything else, they hung up on me.
Also, before I called them back they left a message on a phone that had a no call back feature (Red Flag!!!) Also on the message left on my phone the guy Michael said that I was able to talk to anyone in the office. (Red Flag) Usually there would be a specific office and/or person to deal with a particular issue.
Def do not do it.